On May 29, 2015, plaintiff James Von Normann, 33, was traveling on his motorcycle on the southbound Ventura Freeway (U.S. Route 101) off-ramp, near the intersection with White Oak Avenue, in Los Angeles. As Von Normann entered the intersection, a Honda CRV operated by Cory Bloom, who was southbound on White Oak Avenue, ran a red light and collided into the left side of Von Normann’s motorcycle, crushing Von Normann’s lower left leg, requiring a below-the-knee amputation. Von Normann sued Cory Bloom and the registered owner of the CRV, Craig Bloom. Von Normann alleged that Cory Bloom was negligent in the operation of the CRV and that Craig Bloom was vicariously liable for Cory Bloom’s actions. Plaintiff’s counsel requested confirmation of the insurance coverage for the accident. The Blooms confirmed that there was a primary policy of $250,000 and an excess policy of $10 million. As a result, plaintiff’s counsel made a policy-limit demand, giving the Blooms 10 days to agree to tender their policy limits. However, the Blooms requested an extension to respond to the policy limits demand., Von Normann sustained a crash injury, which consisted of a number of compound fractures, to his lower, left leg. He subsequently required an external fixture, as well as muscle grafts and skin grafts. However, Von Normann developed a Methicillin-resistant Staphylococcus aureus (MRSA) infection and then, later, suffered a severe bacterial infection in the damaged bone. As a result, Von Normann was forced to undergo a below-the-knee amputation of his left leg.