On Feb. 4, 2019, plaintiff Salome Cupp, 30, a massage therapist, was stopped in a parking lot, in Monterey, waiting for a parking spot to open up, when her compact vehicle was rear-ended by a truck operated by Jared Siverston. Cupp claimed to her head, neck and back. Cupp sued Siverston, alleging that Siverston was negligent in the operation of his vehicle. Siverston’s insurance provider, Government Employees Insurance Co., also known as GEICO, tendered its policy. Cupp then sought further recovery via the supplementary-underinsured-motorist provision of her own insurance policy, which was administered by State Farm Insurance Cos. Cupp’s counsel contended that Siverston failed to be observant in the parking lot prior to the collision., Cupp claimed she sustained a concussion and soft tissue to her neck and back. She was taken by ambulance to an emergency room, where she was treated and released. Cupp claimed she suffered issues with her cognition and speech as a result of her head injury. She underwent two months of physical therapy to treat her neck and back. She also underwent three months of speech therapy and five months of neurofeedback. Cupp was out of work following the accident. She eventually started working for an online sales company. However, she claimed that she her condition is ongoing and that she will require additional treatment, including neuropsychology testing, speech therapy, neurofeedback training and physical therapy. Cupp sought recovery of approximately $32,800 in past medical costs, based on her adjusted medical bills, and $32,900 in lost wages. She also sought recovery of an unspecified amount of future medical costs, and an unspecified amount of damages for her past and future pain and suffering.