Claiming Personal Injury Compensation. Types & Calculations

How can you determine the value of personal injury compensation? It can be challenging to estimate the precise sum of money that accurately represents your losses. The ideal amount cannot be determined using any particular formula. Your specific set of circumstances will determine your settlement. Research cases with injuries and conditions similar to your situation in our extensive search. We have thousands of real cases so you are guaranteed to find something realted to you. See what other people did, how they presented their case and what were their settlement winnings. To ensure that your settlement negotiations go smoothly and that you receive appropriate compensation for personal injury, there are a few actions you may take. The steps to a successful injury claim compensation are as follows: 

  1. Give the claims adjuster sufficient proof that his insured is to blame for your injuries. 
  2. Convince the adjuster that his insured is at fault. 
  3. Present evidence of your damages
  4. Pursue a fair settlement amount through negotiations in good faith while compiling evidence such as photos, witness statements, medical records, and more.

Find Personal Damages

You must first determine your desire for compensation before engaging in any negotiations. Both particular and general damages exist. Special damages, sometimes known as “specials,” are the quantifiable sums of money you lost and will continue to lose as a result of the negligent behaviour of the at-fault party. These include expenditures like medical expenses and lost pay. General harms are less obvious. They come in the form of actual losses you have already experienced and will experience in the future. They are more difficult to calculate and frequently the subject of debate. They consist of things like suffering and psychological distress.

The process of calculating exceptional damages is simple. You total all of the expenses and other tangible losses you have incurred and will continue to incur as a result of the accident and your injuries. The real cash amount of past and future lost wages, medical bills, including rehabilitation and nursing care, and out-of-pocket costs like prescription drugs, crutches, hospital parking fees, etc. are all considered special damages. damaged or lost personal items Because general damages are subjective and individual, they are more challenging to quantify. 

How Personal Injury Compensation is Calculated? Is There a Precise Way?

A good personal injury calculation programme is therefore impossible. Get in touch with our experts and we will help you with your compensation calculations. Subjectivity is only possible in people. Pain and suffering falls under the category of general damages. They could entail emotional pain. pains and aches in the body both tension and despair loss of consortium and difficulty focusing chronic sleep loss You can never compare your sorrow to that of others. Even if two persons have the exact same injury, one of them may feel more pain than the other. One might not experience depression while the other does. 

The same injury may make it impossible for one person to perform his or her work while having no impact on another’s. It is totally up to the individual to place a value on any kind of general damage. The extent of your agony and suffering is something only you can judge. Give a lot of thought to how you feel while determining the magnitude of your overall damages. You are unable to retract the demand letter once it has been sent. Even if you experience new symptoms a few weeks or months later, you are committed to that number.

Use assistance when calculating personal injury compensation

Stop and wait if you’re unsure of the kind and extent of your injuries. Each state has a personal injury statute of limitations, which is typically one to five years long. so long as the deadline for filing a claim has not passed. Don’t make a commitment until you are certain of your feelings. Knowing how insurance companies may determine injury settlements is very helpful. Insurance companies frequently use software to compute injury settlement amounts. The most popular is known as Colossus. The Colossus programme employs a points system that evaluates a claim’s many elements and assigns values to special and general damages. Based on typical jury verdicts in the region where the harm happened, another value is calculated. Colossus, a personal injury calculator, is unable to quantify the extent of your suffering.

The detrimental consequences injuries have on your life cannot be calculated by software. They can only make statistically based generalisations about compensation amounts. Furthermore, statistics can never accurately capture the genuine suffering of people. Victims are forced to use the multiple factor, a conventional approach for assessing general damages, because there are no automatic instruments to calculate an amount for pain and suffering. The multiple factor generates an optional demand amount using a formula that is adjustable. 

Your case will be given to a claims adjuster. The claims adjuster will carefully examine your demand. He’ll pay particular attention to the compensation amounts you’re asking for. He wants to know how you calculated those numbers and whether they are reasonable. The adjuster will initially decide whether his insurance is genuinely liable for your injuries based on the evidence. Then, he will make sure that each thing you included under specific damages is backed by reliable, official proof of general damages, pain, and suffering. The adjuster will weigh what he considers to be reasonable against the amount you are requesting.

His evaluation of your suffering will never match yours, in part because it frequently depends on statistics generated by computer programmes. You’ll need to persuade the adjuster that your calculations are accurate and backed up by all available data. This is the specifics of the settlement talks.

Insurance VS Jury Calculations

Now, there can be a sizable distinction between jury calculations and insurance calculations. To reach settlements, insurance company claims adjusters are compensated. An adjuster’s worst nightmare is to fail to resolve a personal injury claim. There is always a potential that the jury’s decision will be thousands of dollars higher than the victim originally requested when a claim develops into a trial. In the majority of states, jurors are not constrained by a maximum award amount. They are free to give a personal injury plaintiff any sum they deem appropriate. A jury may assess punitive damages against the defendant in addition to a large award.

Punitive damages are intangible, much like pain and suffering. They are intended to hold an offender accountable for egregiously careless actions. The victim will be given even more money if they are successful in persuading the jury to punish the culprit with punitive damages. State laws frequently include a cap on punitive damages, and other states do not permit them. This may seem like a lot to take in, so you might need a reliable expert on your side. Our attorneys are ready to fight for you in the court. Schedule a free call with our experts and we will help you get what you truly deserve. When do you require legal counsel? Car accidents and slip-and-fall incidents are the main causes of personal injury lawsuits. Defective items, dog attacks, and other careless behaviours can also lead to injuries. You ought to be able to settle your own claim if your wounds are mild. 


Consult a personal injury lawyer if your injuries are more severe or if you’re unsure about the claims procedure. Your inquiries can be answered, and an attorney can offer useful information. We provide a free initial consultation to go through your case. Contact us and start your case now.